Fintech is a word used to describe any company that uses technology to provide financial services. Many financial services, for example, make use of the internet, mobile devices, payment apps, or other forms of technology to aid in the ease of use. These services would be defined as using Fintech. To date, there are dozens of Fintech applications available for use, and many companies are making use of this type of software. Fintech can be used for things like managing funds, trading stocks, obtaining loans online (e.g., OpenCashAdvance), and paying bills - and it is changing the way consumers manage their finances.