Frustrated by the complexity of existing cryptocurrency platforms, Lani Dizon and Anthony Diaz envisioned a future where digital currency was as easy to use as swiping a credit card. This desire for user-friendliness became the driving force behind RYO, a digital currency designed to bridge the gap between traditional finance and the potential of crypto. The name itself, RYO, reflects a commitment to the Japanese market, paying homage to the historical Japanese currency, the ryō.