Regularly updating passwords on iPhone or Android every three months is usually the norm, but experts caution users regarding its downsides. For years, conventional wisdom dictated the need to regularly change passwords. But a growing chorus of security experts is urging users to reconsider this practice. 

There is a reason why frequent password rotations might be counterproductive when it comes to your security.

The Fallacy of Frequent Password Changes

Ashley D'Andrea of Keeper Security challenges the notion of mandatory 90-day password rotations. She argues that this approach "can actually weaken your security posture."

First, the pressure to constantly create new passwords can lead users towards simpler, easily remembered options. These predictable choices, often incorporating personal details like pet names or birthdays, are easier for hackers to crack.

Second, don't get caught in the re-use trap. Feeling overwhelmed by the need to remember numerous passwords can tempt users to reuse them across accounts. This domino effect creates a security nightmare - a single compromised account can expose a chain of others using the same login credentials. Even slight variations (e.g., changing the ending number) offer little protection.

Third and last, you might experience "password fatigue." Managing dozens of constantly changing passwords can be a cumbersome and time-consuming task. Forgotten logins become inevitable, leading to frustration and potential security breaches.

Related Article: Hackers Can Hijack Your Password Under 60 Seconds: Here's What Kaspersky Says to Make Yours Hard to Guess

Multi-Factor Authentication (MFA) as Your Defense

As The Sun reports, security experts recommend Multi-Factor Authentication (MFA) as a better alternative to frequent password changes. MFA adds an extra layer of security by requiring a second verification step beyond your password, such as a code sent to your phone or a fingerprint scan. This additional hurdle significantly strengthens your defenses against unauthorized access.

When Password Changes Are Essential

While frequent rotations are generally discouraged, there are situations where changing your password is crucial:

• Account Breach Notification: If you receive an alert about a compromised account, immediate password modification is paramount.
• Suspicious Activity: Unusual login attempts or changes to your account settings should trigger a password reset.

Companies vs. Individuals: Different Approaches

D'Andrea acknowledges that companies have a legitimate reason to enforce password rotations. 

Organizations can automate the process and implement stricter password complexity rules that individuals might struggle to maintain. So, if your workplace requires regular password changes, rest assured it's a sound security practice.

Prioritize Strong Passwords and MFA

Instead of rote password rotations, focus on creating strong, unique passwords for each account. It should have at least 16 characters.

Furthermore, a reliable password manager can help you generate and store these complex passwords securely. Additionally, implement MFA whenever possible for an extra layer of protection. 

Adopt these strategies so you can significantly enhance your online security without the burden of constant password changes.

Read Also: Even 15-Character Passwords Are Susceptible to Hacking-Not Foolproof Way to Avoid Being Cracked