While some people might think that checks are an outdated form of making payments, they are actually quite a useful tool in business and beyond. Checks can be particularly useful if an employer doesn't offer direct deposits, if you are a freelancer, or if you want to make any other big payments, for example. With checks, you won't have to walk around with a lump of cash either, protecting your money from being snatched when you least expect it.
In this article, we will define personal checks and business checks as well as discuss the difference between business and personal checks and why you should order them from Tech Checks.
Generally speaking, there are two types of checks you might want to look into: personal checks and business checks - depending on what their primary purpose would serve in your life.
What is a Personal Check?
In a nutshell, a personal check refers to a paper slip that you will always sign as the account holder. It is connected to a personal checking account that you can withdraw money from.
Whenever you want to make a personal payment, all you have to do is write down the name of the recipient along with the amount of money you want to send and then sign the check. The check will also have your checking account number on it along with the name of your bank and the bank's routing number.
What is a Business Check?
A business check, on the other hand, refers to a check that is primarily used by a company. Most of the time, business checks are used to pay employees their salaries every month and to make other business transactions.
A business check is associated with a business checking account, which holds your company's money instead of your own money. If your employer gives you a check for your salary instead of depositing the money directly into your bank account, that check would be a business check.
Personal Check vs Business Check
When it comes to the difference between business and personal checks, there are actually quite a few aside from which account they are connected to and who gets to use them.
For starters, business checks are more extensive compared to personal checks, which is why they also tend to be bigger. Personal checks are also smaller because people like to put them in their small bags or wallets. Business checks are generally dealt with by companies and don't need to come in a handy size.
Another difference is that personal checks are usually filled up by hand since you will most likely only use them for payments once in a while. Since companies make several payments to their clients and employers, they are usually filled out on a computer and then printed out from there. Printing them out also makes them look more professional. The only thing that will be handwritten onto a business check is the signature of the payor. Otherwise, the check won't be validated.
As for how they look, business checks are always more simple and professional since they play a part of the branding of a company, however small. They usually include the name of the company, their logo, their address, and other formal information as well. If you are using personal checks completely for personal use, then you can get much more creative with them. In fact, many people add colors and even characters on their checks to truly personalize them and make them their own. With personal checks, you can really make your personality shine through.
Why You Should Order Your Checks From Tech Checks
Whether you need personal checks or business checks, you can order them with ease from Tech Checks and get them delivered straight to your doorstep. They even offer same-day delivery! The best part is that they offer these checks at affordable prices so you won't have to worry about breaking the bank. Many customers have raved about the quality of Tech Checks and their quick turnaround. In case you decide to reorder checks in the future, you can do so in just a few clicks as well.
Their website is also incredibly easy to navigate so even if it is your first time ordering checks online, you won't have any trouble understanding how it works or how to place your orders.