On Tuesday, Aug. 9, Apple announced that its customers in Malaysia can now use Apple Pay with their Apple Watch, iPhone, Mac, and iPad.
Apple Pay is an easy, safe, and more secure way to pay for everything. It can be integrated into your daily routine as it is available in-store at leading retailers, in apps, and on the website.
Apple Pay in Malaysia
Apple Pay brings more speed and convenience into your daily lives, whether you're grabbing a coffee at a coffee shop, buying groceries at a supermarket, or making an online purchase.
Starting Tuesday, Aug. 9, thousands of retailers will accept Apple Pay, with support from some of Malaysia's banks and credit and debit card networks, according to Apple Insider.
Jennifer Bailey, the Vice President of Apple Pay and Apple Wallet, said that the launch of Apple Pay in Malaysia will provide an easier, safer, and more secure way to pay with Apple Watch, iPhone, iPad, and Mac.
Bailey added that Apple customers in Malaysia will benefit from using Apple Pay with the support of the most popular banks, merchants, and apps.
What is Apple Pay
Security and privacy are two of the selling points of Apple Pay. It features industry-leading protection of your personal information, transaction data, and credit and debit card information.
Instead of your credit and debit card numbers, what is stored on Apple servers and your device is a unique Device Account Number, according to Apple.
If you sign up for Apple Pay, you will be assigned this Device Account Number, and it will be encrypted and securely stored in the Secure Element on your device, and each transaction is authorized with a one-time unique dynamic security code.
The tech giant does not retain transaction information that can be tied back to the customer. Transactions stay between you, the merchant, and the card issuer or the bank.
If your iPhone is lost or stolen, you can use Find My iPhone to locate, lock, or suspend payments from the device.
How to Use Apple Pay
Using Apple Pay in-stores is very easy and fast. Just hold your iPhone or Apple Watch near the contactless terminal, and authenticate using Touch ID or Face ID.
When making purchases in Safari, customers can use Apple Pay without having to make an account, put in a PIN, fill out forms, or repeatedly type in shipping and billing information, according to Pocket Lint.
Every Apple Pay purchase is authenticated through Touch ID, Face ID, or a device passcode, as well as a one-time unique security code.
Customers who have Visa and Mastercard from banks including Maybank, AmBank, and Standard Chartered Bank can now use Apple Pay.
In late 2022, American Express cards will be available with Apple Pay. Merchants like Maxis, KFC, Machines, McDonald's, Pizza Hut, Mydin, Starbucks, Uniqlo, U Mobile, Village Grocer, and Watsons, and apps and websites such as Adidas, Shopee, Sephora, and Atome, are now accepting Apple Pay.
As of 2022, Apple Pay is available in more than 60 countries and regions, and works with more than 10,000 banks worldwide.
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Written by Sophie Webster