Credit card users sometimes earn perks and rewards in the form of points, cashback, and more to save some cash for their shopping. These same credit card users should know that some apps are made to help you manage them efficiently.
Tracking applications will make the job easier for those who have several credit card accounts.
Simply, these tools are jam-packed with features that will ease your redemption process, not to mention that they could also effectively track rewards that you currently have.
Whether you are using your phone, computer, or other gadgets, these apps can be accessed anywhere.
Per Experian's 2021 data, the Americans were approximately using four credit cards on average. With that said, let's take a look at these apps that you can use to enjoy hefty rewards to elevate your travel and shopping experience.
Importance of Tracking Credit Card Rewards
Managing many credit cards simultaneously might be quite hard for people who have poor financial practices. Seemingly, tracking your earned rewards on your credit cards is as important as paying attention to the price of a product or service.
As a matter of fact, tracking your rewards can help you utilize your redemptions and shopping to the best of your experience. You can save some money through these.
If you have the right app to track them, you're one step ahead of maximizing the benefits that you can reap before availing of a good or service.
On top of that, proper planning and tracking of your banking rewards will help you get through with your spending.
Related Article: 5 Fintech Trends That Will Revolutionise Banking and Financial Services for 2022
Best Apps For Tracking Credit Card Rewards
According to Next Advisor, here's the list of apps that will guide you in tracking rewards that you collect from credit cards.
Mint
Notable as a good reward tracking tool, Mint is also known for its capability to inform users about their spending. You can check all transactions here and you can narrow or sort them down by date.
This is also a suitable app especially if you are an overspender. This would guarantee that your spending will not bypass your spending limits.
Another thing about this is its ability to spot frauds. If you are suspicious about your latest transaction, you can check the card bill due dates for account evaluation.
MaxRewards
MaxRewards offers tracking not just for rewards, but to promotions, exclusive offers, and other bonuses as well. To add, it can also give you a glimpse of your point balances.
If you are eyeing a limited-time item, this tracking app can help you enable bonus categories. You can also see your progress to a particular offer.
If you want to elevate your usage, you can pay for its gold membership so you can access a lot of advantages including auto-activation of deals, bonuses, and more.
The Points Guy App
Aside from reward tracking, you can also see the loyalty programs and guide you for the best award tips. Cross-tracking of your spending is all possible here.
As of press time, this app is downloadable only at the Apple App Store.
For more app-related articles, you can also check our December post about the best budgeting apps for Christmas shopping. Don't forget to read our article about the best pet tracker apps, as well.
Read Also: Most Recommended Cryptocurrency Portfolio Tracker Apps For Investors and Traders [2021]
This article is owned by Tech Times
Written by Joseph Henry
